If you live in Galveston County, Brazoria County and parts of Harris County (East of Hwy 146) you will want to make sure you know the changes and requirements that could affect your current residence or a future purchase.  With the new changes in flood maps and flood requirements, you will to make sure you are covered and be aware of any rate increase.  If words like WPI-8, windstorm certified, elevation certificates, TWIA, flood zones, firm date vs. post-firm sound more like a foreign language to you,  you are not alone.

Most changes will happen in 2014 with some changes and guidelines regarding windstorm being in place. In certain areas the increase in insurance premiums will be significant.

John Valdes with Farmer’s Insurance can answer your questions. If you would be interested in attending an over view seminar, please email me. John will be glad to do a presentation and educate you on the changes and the effect it may have your pocket book.  You can visit the Texas Windstorm site for additional information.

You can reach John Valdes at 281-335-7772 or email at John@InsuredByJohn.com.  Call me at 832-768-2019 with any real estate questions or if you are interested in a short seminar on the new changes. You can also reach  me by email at Alana@AlanaCroker.com.